Sellers: As we get through the details of your sale, not only will I work to get the highest sales price, but I'll also advocate for limited closing costs. And once we've come to an agreement, I'll give a detailed list of the closing costs so you know exactly what you're paying for. Buyers: If you are buying real estate in Winston-Salem, you will receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's past experiences and are required to be within a suitable range so you're not startled when you come to the closing appointment. I'll be glad to look over the estimate with you, answering your questions and highlighting any estimates in question.
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